General Questions
What is locum tenens?
Locum tenens is a staffing solution where healthcare providers work temporary assignments in different locations, offering flexibility and career growth.
Why should I consider locum tenens work?
It provides flexibility, travel opportunities, competitive pay, work-life balance, and a chance to gain diverse clinical experience.
Who can work as a locum tenens provider?
Physicians, nurse practitioners, physician assistants, CRNAs, and other healthcare professionals can take locum assignments.
Getting Started
How do I apply for locum tenens jobs?
You can apply directly through our website by submitting your credentials and preferences. Our recruiters will match you with the best-fit opportunities.
Do I need a specific license to work in different states?
Yes, you must have a valid state license for each assignment. We assist with licensing and credentialing to make the process smooth.
How long do locum tenens assignments typically last?
Assignments vary from a few days to several months, depending on facility needs and your availability.
Can I work locum tenens while holding a permanent job?
Yes, many practitioners take locum tenens assignments on their off weeks, during vacations, or as a part-time commitment.
Making Locum Tenens a Full-Time Career
Can locum tenens be a full-time career choice?
Absolutely! Many healthcare professionals choose to work exclusively in locum tenens because of the flexibility, earning potential, and opportunity to travel. Full-time locum providers enjoy:
- Higher income potential compared to salaried positions
- No administrative burdens like hospital politics or insurance billing
- Greater control over scheduling and work-life balance
- The ability to explore different specialties and practice settings
How does locum tenens income compare to full-time employed providers?
- On average, locum tenens professionals earn 20-50% more per hour than their full-time, salaried counterparts.
- Because locum providers are 1099 independent contractors, they can deduct business-related expenses, which can increase take-home pay.
- Locum work often comes with paid travel, lodging, and malpractice insurance, reducing personal costs.
- Full-time employed providers may have benefits like health insurance and retirement plans, but locum providers can often earn enough to cover these independently while maintaining a flexible lifestyle.
Pay, Benefits & Healthcare
How is locum tenens pay structured?
Pay is typically hourly or daily, and rates vary based on specialty, location, and experience. Assignments often include travel and housing stipends.
Do locum tenens providers receive benefits like health insurance?
Most locum tenens providers are 1099 independent contractors, meaning traditional employer benefits like health insurance and retirement plans are not included. However, there are options:
- Purchase private health insurance through the Marketplace or professional associations.
- Join group health plans offered by locum tenens agencies or medical organizations.
- Consider a health savings account (HSA) for tax advantages.
- Secure disability and life insurance privately to protect income in case of illness or injury.
Is malpractice insurance provided?
Yes, most assignments include medical malpractice insurance, often with tail coverage.
Taxes & Financial Considerations
How does locum tenens impact my work-life balance?
You set your own schedule, choosing when and where to work, giving you control over your time and flexibility for personal commitments.
Can locum tenens help me transition to a permanent job?
Yes, it’s a great way to test different work environments before committing to a permanent role. Some locum providers also receive full-time job offers from facilities.
What types of healthcare facilities hire locum tenens providers?
Hospitals, clinics, urgent care centers, rural health facilities, government agencies, and telemedicine platforms all rely on locum professionals.
Travel & Logistics
Do I have to arrange my own travel and housing?
No, we coordinate travel and accommodations for you, ensuring a smooth transition between assignments.
Can I choose where I want to work?
Absolutely! You have full control over your assignments, allowing you to work in locations that fit your lifestyle and career goals.
Work-Life Balance & Career Growth
How are locum tenens taxes handled?
- Most locum tenens providers are 1099 independent contractors, meaning taxes are not withheld from paychecks.
- You are responsible for quarterly estimated tax payments to the IRS and your state tax authority.
- Deductions such as travel, lodging, licensing, and professional expenses can help reduce taxable income.
Should I set up an LLC or S-Corp for locum tenens work?
- Some providers create an LLC or S-Corp for tax advantages, retirement planning, and liability protection.
- Consulting a tax professional can help determine the best approach for your situation.
What expenses can I deduct as a locum tenens provider?
Eligible deductions may include:
- Travel and lodging (if not covered by the agency)
- State licensing and board certifications
- Medical equipment and scrubs
- Professional liability insurance
- Home office expenses (if applicable)
Next Steps
How do I get started with HPA Healthcare?
Simply apply online or connect with our team. We’ll guide you through licensing, credentialing, and finding assignments that fit your goals.
Who can I contact for more information?
Our team is always available! Reach out to us and we’ll be happy to assist you.